Checking your personal credit
report
It is recommended that you obtain a copy of your credit report
from one or all of the three major credit reporting agencies every
year. This is done in order to verify that there are no errors or
misinformation on your credit record. Sometimes you can even obtain
your credit report for free, follow the link above to see if you may
qualify.
Obtaining a Credit Card
Have you tried to obtain a credit card recently and have been
declined, or perhaps you don't know how to obtain your first credit
card. Follow the link above to obtain tips on how you may be able to
obtain your first and maybe second credit card.
Other useful Credit Information
This section contains some information that you may not be aware
of regarding interest rates, membership fees, payment grace period,
and minimum payments. If you are just starting to work on your
credit worthiness or even if you have an established credit record,
you should read this section, you may find it useful.